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Affordable Financing & Purchase Options | Mattress Firm
Financing & Purchase Options
Synchrony Credit
Pay over time with 0% interest
options†† Choose equal monthly payments on qualifying purchases
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Affirm
Discover flexible payment options starting at 0% APR Buy Now, Pay Over Time
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Progressive
No Credit Needed Flexible lease-to-own options
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Synchrony

Mattress Firm Credit Card
Financing options from 6-72 months
0% Interest for 72 Months††
On purchases of $3,299+. 72 equal monthly payments required.

3% Back^ with up to 24 Months Special Financing†

Learn How >

See all promotions >
See If You Prequalify
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Affirm

Upgrade Now, Pay Over Time
Get better zzz's with easy payments starting at 0% APR*
See If You Qualify
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Progressive

Get a New Bed, No Credit Needed
$1 Initial Payment. Powered by Progressive Leasing™.


The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 2/4/26-2/24/26.
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No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.

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