Mattress Firm Synchrony HOME™ Credit Card
Special financing can help make buying your perfect mattress simple.
On purchases of $3,299+. Equal monthly payments required for 72 months.
Choose a financing option that's best for you
Take advantage of financing and convenient monthly payments anytime. The Mattress Firm credit card is issued by Synchrony Bank.
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required.
Minimum Purchase in stores:
Purchase amount in online checkout:
Minimum Purchase in stores:
- 6 and 12 Months: $0
- 24 Months: $999
Purchase amount in online checkout:
- 6 and 12 Months: $0 - $1,498.99
- 24 Months: $999 - $1,498.99
Get 3% Back with up to 24 Months Special Financing on purchases of $1,999+ at participating Mattress Firm stores, online via chat or by phone from 7/30/25-1/27/26. Paid on a virtual or mailed Visa® Prepaid Card. Rebate form required.
Minimum purchase in stores:
Purchase amount in online checkout:
- 36 Months: $1,499
- 48 Months: $2,499
- 60 Months: $2,999
- 72 Months: $3,299
Purchase amount in online checkout:
- 36 Months: $1,499-$2,498.99
- 48 Months: $2,499-2,998.99
- 60 Months: $2,999-$3,298.99
- 72 Months: $3,299+
